Things buyers should know:
***Commission or Compensation?***
My services to buyers are a priority to me. Especially First-Time Home Buyers, and you are probably thinking you don't have funds to buy a home. Many sellers are willing to cover my buyers agent compensation fees, so this could help relieve some financial burden off your shoulders, and sometimes I can get the sellers to cover some or all of your closing costs...This will save you thousands of Dollars so you can buy the things you need for your new home. So take a chance and call me so I can help you find your dream home!
How do I know if my credit is good enough?
There is not just one item that lenders look for, there are a few things they look into. They look at credit scores, and with a credit score of 620 or more you might qualify for 100% financing loans in Utah. They look at your credit history, income, tax returns, time on the job, and more. It is so much easier to talk directly with a good lender then to do the guess work. My lender(s) can tell you if you can or can't qualify and if by chance you can't, they will tell you exactly what you need to do and a possible time frame.
My top Utah Approved Lenders are available here. Also check out my Lenders and View Loan Options.
You need a full-time agent with experience and education. I have experience, certifications and receive regular training to stay informed of the latest changes in Utah real estate. I work full time to find unbiased information about the best properties in the area for you. I also have my Bachelor Degree in Business, Marketing, Advertising and more.
What is the Down Payment, and how much should I expect to pay?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%. With Utah Housing, you may have a no down payment option.
1. I will provide unbiased expert knowledge and services saving you time & money.
2. I will connect you with reputable mortgage lenders, title, inspectors, contractors etc.
3. I will sort through all of the properties and provide you with only the best options.
4. I will negotiate on your behalf to get the best possible price.
5. I will research and conduct a Comparable Market Analysis (Price Analysis) on the property, market and the area to make sure that you do not overpay.
6. I will provide you with post closing services assisting with your move and more.
Taking the Stress out of Real Estate
Inexperienced buyers often make embarrassing, costly mistakes. An experienced Realtor saves you money by giving you the information that you need to make informed decisions prior to submitting any offers.
I work to save you time and I make the buying process a much less stressful experience. I will make offer recommendations, handle negotiations and prevent other sales agents from leading you into a bad deal. With my experience and training, I will make sure that you have a full understanding of each property and of the Utah housing market as a whole.
Buyers are often confused or frustrated by certain aspects of real estate. I will help you understand property valuations and handle many aspects of the buying process internally, saving you time and money. You will make better buying decisions, as you will have all the information that you need, and you will also spend less time making those decisions.
Contact me for help! I will help you through the home entire buying process!
If you have bought a home before or not, I am your Realtor.
Call or Text me with whatever questions you may have! 801-660-7023
